Keep the timeline visible
Record the expiration date and any response deadline from the notice. Start exploring options promptly.
- Save the non-renewal notice, declarations page, endorsements, and claim records.
- Gather year built, square footage, roof details, renovations, and mitigation information.
- Compare limits, deductibles, exclusions, and forms in addition to premium.
Review every option carefully
If considering a FAIR Plan or supplemental policy, read each policy’s limitations and exclusions. The California Department of Insurance has current consumer guidance.