Confirm the basics
Use this checklist with the current declarations page and policy endorsements.
- Verify names, address, policy dates, insurer, and policy number.
- Confirm listed vehicles, drivers, property, and mortgagee or lienholder information.
- Mark each limit, deductible, and optional coverage you want explained.
Ask about the full contract
Identify endorsements, exclusions, duties after a loss, and other conditions that may change the summary. Keep a copy of the final issued documents.